Fintech Infrastructure

Build with confidence on a unified fintech API

Orchestrate payments, underwriting, identity, and customer engagement through one secure, composable platform optimized for African markets.

99.95%
Uptime SLA
< 250ms
Average latency
Bank-grade
Security controls
Trusted by fintech teams and partners
Mobile Money Insurance Partners Retail Networks Embedded Finance Banking APIs Risk Platforms Payments
GitHub
finx/eligibility-engine
Policy eligibility refresh
Payments
EFT settlement
Processed in 148ms
Messaging
WhatsApp delivery
Engagement up 12%
Terminal
$ finx install core
Deploys FinX
FinX Cluster
Node 1
api
redis
worker
Node 2
postgres
celery
billing
Why FinX

Operational visibility in real time

Monitor every transaction, message, and policy event with full audit trails. FinX correlates the data so your teams move faster without extra tools.

  • Trace payments, premiums, and claims
  • Correlate risk signals across channels
  • Automate compliance reporting

Capabilities built for scale

Launch new financial experiences faster with a modular stack that keeps compliance, observability, and reliability baked in.

Payments orchestration

Route and reconcile payments across wallets, banks, and mobile money.

Identity + risk

Verify customers, score risk, and keep onboarding frictionless.

Insurance rails

Underwriting flows, policy issuance, and claims tracking in one place.

Engagement engine

WhatsApp and SMS workflows built for retention and recurring revenue.

Integration that ships in days

Start with a single endpoint, then layer in underwriting, payments, and messaging as you grow. FinX abstracts the heavy lifting while keeping you in control.

01

Connect

Authenticate once and secure your environment.

02

Orchestrate

Compose products with payments, policies, and messaging.

03

Scale

Monitor uptime, latency, and compliance in one dashboard.

Built on a modern fintech stack

Production-grade infrastructure with observability, security, and messaging at the core.

API & Data

FastAPI, SQLAlchemy, OpenAPI

Infrastructure

AWS, Kubernetes, Docker

Orchestration & Observability

Celery, Redis, Datadog, Sentry

Services

Go, Rust

Messaging

Twilio, WhatsApp, SMS

End-to-end fintech architecture

A clear, auditable flow across channels, orchestration, data, and analytics. Designed for scale, resilience, and regulated environments.

Channels USSD Customer intake WhatsApp Engagement + alerts Orchestration FinX Core API Policies, payments, rules Data Services PostgreSQL Transactions + ledger Messaging Twilio / SMS Notifications + status Analytics Dashboards Ops + compliance
Backed by Y Combinator